Medicare is a health insurance program for people 65 years of age or older, some people with disabilities under age 65, and people with end-stage renal disease. Medicare has two parts:
Part A (Hospital Insurance): Most people do not have to pay for Part A
Part B (Medical Insurance): Most people pay monthly for Part B
Medicare also has a Prescription Drug Program (Medicare Part D). For more information, visit the following sites:
- California Department of Aging: Medicare Quick Facts for Consumers
- CalMedicare.org - Medicare Prescription Drug Coverage
- The Health and Consumer Alliance - Medicare Part D
- California HealthCare Foundation - Medicare Drug Benefit
Who is Eligible?
Generally, you are eligible for Medicare if:
- you or your spouse worked for at least 10 years in Medicare-covered employment, and you are 65 years old and a citizen or permanent residents of the United States
- you are under age 65 and have received Social Security Disability Insurance (SSDI) for two years or longer
- you have End-Stage Renal disease (permanent kidney failure requiring dialysis or transplant).
How Much Does It Cost?
Premiums and Deductibles
Please visit medicare.gov to find the current monthly premium and deductibles for Medicare Part A, B & D.
- Most people do not pay a monthly Part A premium because they or a spouse has 40 or more quarters of Medicare-covered employment.
- For individuals having 30–39 quarters of Medicare-covered employment, there is a premium.
How Do I Apply?
For more information about Medicare, call the Aging and Adult Services Information and Assistance Line at 1-800-510-2020 or visit the federal Medicare website.